SOUTHEAST – A civilian employee with the Navy had experienced significant financial struggles for decades. These struggles included two separate bankruptcies, the most recent in 2002. Even after the bankruptcies, our client continued to experience financial difficulties, including very large delinquent mortgage payments. In addition, our client failed to disclose his 2002 bankruptcy to security personnel. Based on the foregoing, our client was issued a Letter of Intent/Statement of Reasons to revoke his Top Secret security clearance. After retaining our services, we worked with our client to set up payment plans on his current debt, and mitigated all other security concerns. Based upon our comprehensive response package to the Letter of Intent, our client was able to retain his Top Secret clearance.